Buyer guide · Mumbai and Thane
Stamp duty calculator for Mumbai and Thane (2026): duty and registration fee
Put in the flat’s price and get the stamp duty and registration fee: 6% in Mumbai, 7% in Thane city, 1% less for women, the ₹30,000 fee cap, and what 2026 buyers actually paid.
By Ashwin · Updated · Not legal advice
Stamp duty calculator
The rates
| Mumbai | Thane city | |
|---|---|---|
| Stamp duty | 6% | 7% |
| Woman buying in her own name | 5% | 6% |
| Registration fee | 1%, up to ₹30,000 | 1%, up to ₹30,000 |
| Charged on | The higher of the agreement price and the market value | |
Thane city means the Thane Municipal Corporation area, which includes Ghodbunder Road, Balkum, Kolshet and Majiwada. The market value comes from the ready reckoner rate; see stamp duty and the ready reckoner rate for how to find it.
Worked examples
| Illustrative flat | Stamp duty | Fee | Total |
|---|---|---|---|
| ₹1.2 crore flat in Mumbai | ₹7,20,000 | ₹30,000 | ₹7,50,000 |
| ₹1.2 crore flat in Thane | ₹8,40,000 | ₹30,000 | ₹8,70,000 |
| ₹80 lakh flat in Thane | ₹5,60,000 | ₹30,000 | ₹5,90,000 |
Each assumes the price is above the market value and no women’s concession.
What buyers paid in 2026
We read the Index II of every agreement builders registered this year in the projects we track. The rates above are what those buyers actually paid.
84%
paid 6% in Mumbai
659 of 781 flats; 121 paid 5%
98%
paid 7% in Thane
182 of 186 flats; 3 paid 6%
Rate paid is stamp duty over the higher of price and market value. Mumbai: Kanjurmarg and Bhandup. Thane: Balkum. Sales by the builder only.
Quick answers
What is the stamp duty on a flat in Mumbai?
6% of the higher of the agreement price and the market value, or 5% for a woman buying in her own name. The registration fee is 1% more, capped at ₹30,000.
What is the stamp duty in Thane?
7% in Thane city (the Thane Municipal Corporation area), or 6% for a woman buying in her own name, plus the same registration fee: 1%, capped at ₹30,000.
Is stamp duty on the agreement price or the ready reckoner value?
On whichever is higher. The market value is worked out from the ready reckoner rate; if the price is below it, duty is on the market value.
What are the registration charges in Maharashtra?
1% of the same value as stamp duty, capped at ₹30,000. On any flat worth ₹30 lakh or more, that is ₹30,000.
When do I pay stamp duty on a new flat?
When the agreement for sale is registered. Under the RERA Act, the builder can’t take more than 10% of the price before that agreement is registered.
The checklist
| Check | Where | Time |
|---|---|---|
| Agreement price | Cost sheet, draft agreement | — |
| Market value of the flat | Builder, eASR, or Index II of a sale in the building | 15 min |
| Stamp duty and fee | The calculator above | 1 min |
| That the cost sheet matches | Builder’s cost sheet | 5 min |
See what flats really sold for
Each report reads every agreement the builder registered for the project, so you see real prices and market values before you agree yours. Each project’s preview is free.
Next: download Index II free, and carpet area vs built-up area.
Sources
- Registered agreements and their Index II, IGR Maharashtra, 2026, as read for our reports.
- Free Press Journal, “Maharashtra Government Keeps Ready Reckoner Rates Unchanged For 2026-27”, 31 Mar 2026.